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Discounts, installments, and interest - Payment configuration - Mercado Pago Developers

Discounts, installments, and interest

With Mercado Pago, you have the flexibility to offer exclusive benefits to your customers, such as discounts, credits, and installment payments with special conditions, in a personalized and optional way.

You can customize these settings according to your needs, including:

Discounts

Configuration via the Tiendanube Admin Panel

  1. In your Nuvemshop store's Admin Panel, go to My apps.
  2. Locate the Mercado Pago plugin in the list of applications and click on Actions > Configure.
  3. In the list of payment methods, find the Mercado Pago plugin and click on Edit settings to set the configurations below.
  • Checkout transparente: These optional settings allow you to establish specific discounts for different payment methods with Checkout API. Configure the discount in percentage applied to customers who choose to pay with:

    • Boleto bancário
    • Credit card
    • Pago en efectivo
  • External checkout (Checkout Pro): You can define a global percentage discount for customers who choose the Checkout Pro. Enter the percentage value to deduct from the total purchase amount.

Installments, and interest

Configuration via the Mercado Pago plugin in Tiendanube

You can also set up the installment experiences for each checkout in your store through the Mercado Pago plugin's own Administrative Panel. To do this:

Checkout Pro

  1. In the Administrative Panel of your store on Tiendanube, go to My apps.
  2. Find the Mercado Pago plugin in the list of applications and click on Actions > Configure.
  3. In the list of payment methods, locate the Mercado Pago plugin and click on Edit configuration.

4, Scroll to the bottom of the page and click on More settings on the Mercado Pago website. 5. On the relevant screen, find the payment method "Checkout Pro" and click on Configure. 6. In this section, you can define the maximum number of installments that your customers can use when making a payment with Checkout Pro.

Checkout API

  1. In the Administrative Panel of your store on Tiendanube, go to My Apps.
  2. Find the Mercado Pago plugin in the list of applications and click on **Actions > Configure&&.
  3. In the list of payment methods, locate the Mercado Pago plugin and click on Edit configuration.
  4. Scroll to the bottom of the page and click on More settings on the Mercado Pago website.
  5. Find the payment method "Checkout API" and click on Configure.
  6. In this section, you can define the maximum number of installments that your customers can use when making a payment with Checkout API.

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Mercado Pago account

Within your Mercado Pago account, you can check and configure the number of interest-free months you want to offer to your customers. In this option, your customers can make installment purchases without interest, and you assume the financing fee.

  1. Log in to your Mercado Pago account.
  2. Go to the Your business > Costs section and select the Checkout option.
  3. In "Interest-free months", click on Set up months.
  4. Enable the option Offer interest-free installments with a credit card and then choose the number of months you want to offer.
  5. After configuring the interest-free installment options, go to your store on Tiendanube.
  6. In your store's Administrative Panel at Tiendanube, access My apps.
  7. Locate the Mercado Pago plugin in the list of applications and click on Actions > Configure.
  8. In the list of payment methods, find the Mercado Pago plugin and click on Edit settings.
  9. Scroll down to the bottom of the page and click on More settings on the Mercado Pago site.
  10. Find the desired payment method and click on Configure.
  11. Finally, click on Synchronize so that the configured installment plan is synced with your store.

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Configuration via the Mercado Pago account

In your Mercado Pago account, you can check and configure the number of interest-free installments you want to offer your customers. With this option, your customers can pay for their purchases in installments without interest, and you will cover the financing fee.

Attention
The number of interest-free installments you choose will apply to card payments, both through Checkout Pro and the Checkout API.

To configure interest-free installments in your store, follow these steps:

  1. Log in to your Mercado Pago account.
  2. From the menu in your Mercado Pago account, select Your Business > Fees and MSI.
  3. At the top of the screen, select Checkout.
  4. Go to the "Offer MSI" tab, and next to "MSI with credit card", select Offer.
  5. Activate the button next to "Offer MSI with credit card".
  6. Choose the maximum number of MSI you want to offer your customers, and done!